Oak Park and River Forest real estate and homes for sale in Illinois vintage victorians, colonials - Steve Scheuring, REALTOR® Steve Scheuring REALTOR(r) for Oak Park and River Forest, Illinois real estate, vintage victorians, colonials - NUMBER1EXPERT™ Steve Scheuring NUMBER1EXPERT(tm) for Oak Park and River Forest, Illinois real estate,vintage victorians, colonials
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Steve Scheuring, REALTOR®, real estate agent and broker for Oak Park and River Forest Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 708-697-5946.


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First Time Homebuyers: Oak Park and River Forest Illinois home buying, real estate listings, and homes for sale in Cook                           County, IL
Welcome > For Buyers > First Time Homebuyers ...


No need to worry, even if it's your first home!

If you are new to the process, homebuying can be a bit intimidating. This is a time when the expertise of a top Realtor is especially needed. Let me give you step by step instructions and guide you along your way to your first home!

Ask me anything and everything. I have the answers and I love sharing them!
When first negotiating your way into the Oak Park and River Forest housing market I will get you started by working together with you to answer the following basics:

How much can you afford?

How one qualifies for a mortgage.

How much should you put down?

How one gets approved for financing? What banks are looking for.

How much your mortgage payments will be.

The tax advantages of buying.

How to buy a home with little or nothing down.

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Real Estate Tips
Insurance >Title Insurance for Owners

If you finance your home, the lender will require you to purchase title insurance for the amount of your mortgage. You will be given the option of increasing the coverage to include your equity in the property. The owner's coverage fee is a one-time charge that protects your equity in your new home, including its appreciated value. Most experts agree that the additional coverage is a good idea.

Before your sale is finalized, the title company will inspect the public records and confirm the sellers' ownership of the property. They will look for any liens that may have been filed against the property, and that must be paid off before it can be sold. Even the most careful search, however, cannot guarantee that there was not an error at some point in the transfer of title during the chain of ownership. Title insurance is one of those things you will probably never need, but if you do, you will be very glad you have it!

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Real Estate Trivia
Q 
What unique type of home is making news as an affordable, environmentally-friendly housing alternative?

A 
Straw bale homes may well become the non-toxic, affordable home of choice in the future.
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Steve Scheuring, REALTOR®, real estate agent and broker for Oak Park and River Forest Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Steve Scheuring
Baird & Warner

1037 Chicago Ave.
Oak Park
IL 60302
Office: 708-697-5946
Fax: 708-383-0790
Steve@OPRFHouse.com

My clients choose me because I am committed to serving their needs. My actions are timely. My advice is objective. My assistance is un-intimidating. My service is complete. My drive is your success. It is a well-known fact that I utilize more technology-based marketing tools than any other area agent or firm! Digital photography, website advertising, and 24-hour availability are key elements to getting a home sold in today’s market. When you begin your search to buy a home or prepare to list a home, it makes sense to have somebody help you that knows homes. My wife Julie and I have fully restored two homes. Our first was a Chicago Bungalow on the North Side; in 2000 we complete and sold our English Cottage on the 900 block of Marion in Oak Park. These homes were not quick rehabs to make money. They were our homes filled with hard work (more than 50% of the labor was our own), fun memories, and quality finishing. We have recently embarked on a restoration that will (hopefully) be our last. We purchased a Victorian at 320 N. Euclid and estimate a restoration process of more than seven years. Taking care of my customers’ needs is job #1 and leads to long workweeks. This is all I do, everyday, seven days a week. Let me help you learn what to do and what NOT to do in order to get your home sold. If you are buying a home, your job is just as rigorous. I can help you with everything from home inspectors to mortgage brokers. Selling or buying… I help you with every detail to get you to that closing date.

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Baird & Warner real estate and homes for sale in Oak Park and River Forest Illinois

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