All agents are NOT alike! Find out why I am a top real estate expert. Call me: 708-697-5946.
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...a realtor is essential... We contacted Steve because we knew him as a quality person who worked for a quality realty company. Maureen & Martin McGowan Read Quote > View All Quotes >
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Steve is the first realtor we'd call to sell a house in Oak Park or River Forest. He did a great job marketing our house, on short notice and during the "off-season" for residential real estate. Steve went above and beyond the call of duty. Steve served as both a counselor and expert in our transaction. Steve was our realtor, tending to all our concerns -- finances, inspection, renovation ideas, recommendations for movers -- he even helped us move a few boxes himself! He never suggested that his responsibilities were limited to the sale of our house.
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Financing Your Home >Lenders Want to Say Yes
If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.
A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.
There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.
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Steve Scheuring Baird & Warner 805 W. Lake St. Oak Park IL 60301 Office: 708-697-5946 Fax: 708-383-0790 Steve@OPRFHouse.com
My clients choose me because I am committed to serving their needs. My actions are timely. My advice is objective. My assistance is un-intimidating. My service is complete. My drive is your success.
It is a well-known fact that I utilize more technology-based marketing tools than any other area agent or firm! Digital photography, website advertising, and 24-hour availability are key elements to getting a home sold in today’s market. When you begin your search to buy a home or prepare to list a home, it makes sense to have somebody help you that knows homes. My wife Julie and I have fully restored two homes. Our first was a Chicago Bungalow on the North Side; in 2000 we complete and sold our English Cottage on the 900 block of Marion in Oak Park. These homes were not quick rehabs to make money. They were our homes filled with hard work (more than 50% of the labor was our own), fun memories, and quality finishing. We have recently embarked on a restoration that will (hopefully) be our last. We purchased a Victorian at 320 N. Euclid and estimate a restoration process of more than seven years. Taking care of my customers’ needs is job #1 and leads to long workweeks. This is all I do, everyday, seven days a week. Let me help you learn what to do and what NOT to do in order to get your home sold. If you are buying a home, your job is just as rigorous. I can help you with everything from home inspectors to mortgage brokers. Selling or buying… I help you with every detail to get you to that closing date.
www.OPRFHouse.com is
brought to you by Steve Scheuring NUMBER1EXPERT™ in real estate
for Oak Park and River Forest, Illinois, Vintagevictorians,
Colonials
- NUMBER1EXPERT™ 
