Read What People Are Saying About Me I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me...  "Expertise & Commitment" ... an agent with a keen sense of that market would be integral in the "offer" portion of the deal.
Matthew Koury
"He 'got' us..." "...He 'got' us in terms of understanding our sense of humor and our needs right away."
Karen Osborne and JoAnn Ziebarth,Oak Park, IL 2005
... So Happy... ... we couldn?t have done it without your help.
Andrea & Bill McGlynn
...a realtor is essential... We contacted Steve because we knew him as a quality person who worked for a quality realty company.
Maureen & Martin McGowan
...we achieved our dream ... My wife and I were not familiar with Oak Park, but knew we wanted to live there. Fortunately we found Steve...
Peter Lutz, Oak Park 2004
Steve gave us results. My wife and I interviewed three local realtors before selecting Steve.
Dave and Anne Monahan

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Titles >Ways to Hold Title
When two or more people purchase property together, there are three ways that the title can be held. Knowing the implications of each form of ownership will help you decide how to write your deed.
"Tenancy by the entireties" is reserved exclusively for married people. Both husband and wife own an undivided interest in the property. On the death of one party, the surviving spouse owns the entire property and no probate will be necessary. When unmarried persons buy a home together, they should seek legal advice regarding how title should be held. As "tenants in common" each party owns a percentage interest in the property. On the death of one party his or her interest does not go to the surviving owner but is distributed in accordance with the will of the deceased, whose estate must be probated. As "joint tenants" each party owns an undivided, equal interest that passes automatically to the surviving joint tenant. Probate is not necessary if the deed reads "joint tenants with rights of survivorship".
It is important to know that in most courts, if a deed is written without specification of how title is held, the property is titled as "tenants in common."
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| Q |
According to Feng Shui, the art of home placement, what five elements are needed in a harmonious environment?
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| A |
Wood, fire, earth, metal and water must be balanced to create a happy, prosperous home. |
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